Get The Basics
What is a brokerage account?
A brokerage account lets you buy a variety of investment assets—like mutual funds, stocks, ETF’s, bonds and more.
A brokerage account is generally less restrictive than an IRA or retirement account; there is no contribution limit and you can withdraw your money at any time for any reason. However, brokerage accounts are often not tax-advantaged—you may have to pay taxes on any earnings you receive.
What we offer
Buy stocks or exchange traded funds (ETFs) online for $7.95 per trade.1 Pay just $5.95 when you work with a Wealth Management Advisor.
- No cost or minimum to open an account
- No maintenance fees
- Free ETF trading for more than 250 funds
What you get with TIAA Brokerage
Featured Investment Options
Conservative, aggressive or in-between, our Target Date funds provide instant diversification2 within a single solution.3
These funds offer competitive returns while promoting economic development, a healthier environment and a positive impact in society.
Pick the fund with a year closest to when you plan to retire. It will automatically adjust to become more conservative over time.3
Our experienced professionals can help you clarify your goals and learn about investing.
Research and screening tools to help you find investments.
We can manage your portfolio for you based on your personal needs and goals.4
Ways to use a TIAA brokerage account
You can hold different types of investments within a brokerage account, depending on whether you want to prepare for retirement or invest for another goal. Brokerage accounts can include:
|Mutual funds||A collection of investments into a single fund|
|Certificate Of Deposits (CDS)||A savings account that holds a deposit for a set period of time in exchange for a higher interest rate|
|Exchange Traded Funds (ETFS)||Different types of assets that are bundled together to trade on various stock exchanges|
|Stocks||An investment that represents a share of ownership in a company|
|Bonds||A loan made by an investor to a borrower, usually a fixed income security|
How It Works
How to open up a brokerage account
It only takes a few minutes to open a brokerage account online.
1. Answer a few questions
2. Submit the online application
3. Fund your account
4. Research investments
Help me choose
Need help deciding which route to go?